What is Ayushman Bharat Yojana?
Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a government-sponsored healthcare scheme in India designed to provide financial protection to poor and vulnerable families for availing cashless treatment in empanelled hospitals for almost all secondary care and most of the tertiary care procedures. In simpler terms, it’s a health insurance scheme that offers up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.
Why Apply for Ayushman Card?
- Free healthcare: Avail cashless treatment at empanelled hospitals for a wide range of medical procedures.
- Financial security: Protect your family from the financial burden of medical emergencies.
- Easy access to quality healthcare: Get access to quality healthcare services without worrying about the cost.
Eligibility Criteria
To be eligible for Ayushman Bharat Yojana, you must:
- Be a resident of India
- Be identified as a poor or vulnerable household based on the Socio-Economic Caste Census (SECC) data
Required Documents
- Ration card
- Aadhaar card
- Bank account details
- Mobile number
- Passport-sized photograph
How to Apply for Ayushman Card Online
- Visit the official PMJAY website: Go to the official website of PMJAY and find the ‘Beneficiary Login’ section.
- Enter your mobile number: Enter the mobile number linked to your Aadhaar card.
- Verify your identity: Complete the e-KYC process by providing the required details and verifying your identity using your Aadhaar number.
- Upload documents: Upload the required documents such as your Aadhaar card, ration card, and passport-sized photo.
- Submit the application: Review your application and submit it.
Tips for a Smooth Application Process:
- Ensure that your Aadhaar card is linked to your mobile number.
- Have all the required documents ready before you start the application process.
- Check your internet connection for a seamless experience.
- For any queries, contact the helpline provided on the official website.
Benefits of Ayushman Bharat Yojana
- Cashless treatment: No need to pay any money upfront for hospitalization.
- Comprehensive coverage: Covers a wide range of medical procedures.
- Pan-India portability: You can avail the benefits at any empanelled hospital across India.
- Reduced financial burden: Protects families from the financial impact of medical emergencies.
Note: To get the most accurate and up-to-date information, please visit the official PMJAY website or contact your nearest government health center.